If you work in a company, most enterprises will pay social security directly, so don't worry about how to buy it. Maternity insurance is paid immediately by the unit, which means that if you have no job, you can't buy maternity insurance. Even if maternity insurance and medical insurance are merged now, freelancers can only pay medical insurance and social endowment insurance themselves.
Without a job, it means that there is no company to pay maternity insurance for itself, and of course you can't enjoy maternity insurance wages. Although maternity insurance can give expectant mothers some protection, it is only a part of pregnancy and pregnancy protection, and it is not comprehensive. Moreover, some groups do not have maternity insurance, so how can we effectively improve the protection management system for mothers?
What insurance can expectant mothers buy? The above has simply told you some contents of maternity insurance. In fact, in addition to maternity insurance, expectant mothers also need to be equipped with some basic commercial insurance.
1, accident insurance
Accident insurance is basically everyone's configuration. After all, accidents are unpredictable. If the injury is caused by an accident, it must be treated and should be protected by accident insurance.
2. Health insurance
The scope of maternity insurance was mentioned by nurses before, and it can be seen that serious illness is not covered. Expectant mothers have poor resistance, etc., and there is a probability of serious illness, which requires health insurance. Such as critical illness insurance, million medical insurance, etc. However, it should be noted that it is very likely that expectant mothers will be more strict in health notification. In fact, you can also apply for insurance in advance. After all, the sooner you get insurance, the sooner you can enjoy protection, and the interest rate is more favorable.
3. Life insurance
Life insurance is to provide protection for the economic pillar of the family. In addition to the basic guarantee mentioned above, if conditions permit, you can configure wealth management insurance to prepare assets in advance for the future.
Dreaming about the future is a free and easy annuity insurance, or it can be insured. Children aged 0- 12 can be insured, and the wholesale payment has stopped, leaving only two payment methods in 3/5 years. After insuring the dream future education fund, when the guarantee expires, you can get several sums of money: survival fund and maturity fund.
Face-to-face interview Dream Future Education Fund product advantages: 1, four-year survival fund, covering the cost of higher vocational education and financial funds. This is also the first dividend insurance that can be issued by Dream Future Education Fund. 18 to 2 1 year-old children can receive the basic insurance amount every year, which can be used as education insurance for their children during their college years. At this age, it is just the time for children to receive higher education, which has a stronger purpose and can greatly reduce the financial burden of parents.
2. Get a "huge sum" after the expiration.
The second money that the Dream Future Education Fund can pay is called the Maturity Fund: children can also receive a sum of money after graduating from college at the age of 22.
How to buy a dream future education fund is more appropriate? After introducing the characteristics of Dreaming the Future Education Fund in detail, the wet nurse will talk about the form of purchasing this product. Dream future education fund is a product of online insurance sales website, which can be purchased through online insurance or by an insurance agent.
For example, dad's insurance is very good, adhering to the "objective neutrality" mentality, providing insurance configuration such as risk assessment, scheme planning, expert guidance and compensation assistance online. Bababao helped to pay 257 claims, with a total amount of 3,063,800 yuan, and the payment limitation was faster 12 hour, mainly for illness or accidental injury insurance.