Education insurance is also called education fund insurance, so it belongs to a way of education investment, generally commercial insurance. It is one of the children's insurance products launched by insurance companies. Its essence is to provide children with high school education funds, university education funds, venture capital and marriage funds.

Education savings refers to the special savings that individuals open accounts in designated banks and deposit a certain amount of funds for educational purposes according to the relevant provisions of the state. It is a special savings for students to pay the education funds needed for non-compulsory education. Education savings are registered in real-name registration system. When opening an account, the depositor should hold his/her (student's) household registration book or ID card and go to the bank to open a deposit account in his/her own name. At maturity, the depositor needs to withdraw the principal and interest in one lump sum with the passbook and relevant certificates. Education fund insurance products

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