1, internal control system construction, banks should formulate and improve the internal control system, clarify the responsibilities, authorities and work processes of each position, and regularly evaluate and adjust it to ensure the effectiveness and enforceability of the internal control system.

2. Customer identification and risk assessment: Banks should strictly implement the customer identification system in account opening, transfer, loan and other business processes, conduct risk assessment according to the actual situation of customers, establish a risk early warning mechanism, and timely discover, intercept and prevent potential risks.