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How many days is the school overdue?
/kloc-about 0/month, banks and some lending institutions have their own handling methods for overdue, and they will not give you a credit report immediately after overdue. Generally, there are provisions on time tolerance and tolerance.

Time tolerance is overdue, that is, the bank will tolerate a period of overdue, that is, it will give the borrower a grace period. If you pay off your debts within the grace period, the bank will not report your overdue records to the central bank's credit information system.

Tolerance of overdue means that the bank will give a minimum repayment amount. As long as your outstanding amount is less than the specified value, the bank will not pursue it, and the remaining outstanding amount will be transferred to the repayment list for next month.

However, it should be noted that although the time and tolerance are set, there will still be many overdue cases. Even if the loan is repaid within this range, you will still be given a credit report.

In addition to banks, other lending institutions will also set time and tolerance. But each institution is different, so you need to consult the lending institution clearly when you make a loan.

Although some lending institutions don't need to use credit information, don't always think about overdue. The loan company will record the overdue situation and share it with other companies, so it will be difficult for you to get a loan in the future. Therefore, you still have to repay the loan on time, so as not to forget, make a memo in advance.