1, first of all, it is a relatively pure education insurance fund, which can provide children with a number of educational expenses such as junior high school, high school and university, and can greatly reduce the financial pressure of parents. This kind of education insurance is the simplest and clearest. Can only provide education expenses, poor mobility. It is usually purchased as additional insurance.
2. The second kind of education insurance is long-term fixed return insurance. This kind of insurance can not only provide educational funds for children during school, but also help children solve problems when starting a business, living, working or supporting the elderly in the future. Compared with the first kind of education insurance, it is more flexible and diversified, but the premium is relatively high.
3. The third kind of education insurance is investment insurance, which is more suitable for relatively wealthy families. This kind of insurance can not only provide children's education fund at a specific time, but also make the fund grow continuously, and has a very strong financial investment function to resist the inflation of market economy and the changing exchange rate. But the disadvantage is that the income is not stable enough due to the change of market wind direction.
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