Education savings are handled by students in non-compulsory education stage. Is to prepare for high school, college and graduate students. You can open an account in the bank with your ID card. The three stages of high school, university and postgraduate can be handled three times, and only 20,000 yuan can be saved at a time. You must have an admission notice or a certificate issued by the school to enjoy the non-deductible interest tax. Generally speaking, the children's education fund is not the name of a single fund, but refers to a sum of money accumulated by parents for their children's education. This money can be accumulated every month, or it can be accumulated slowly for other reasons, as the cost for children to go from kindergarten to university or study abroad. Because this investment is relatively long-term, you can use some relatively safe and low-risk financial investments to realize capital appreciation. The varieties you can choose to invest in are: securities investment funds (among which allocation funds, bond funds and monetary funds have relatively low risks. Generally, it is safer for families who accumulate funds every month to make regular fixed investment), or some wealth management products of banks.