Regarding money, the view of the older generation is to save money as much as possible. They think that money is saved, and education of children is also saved. Save if you can. Therefore, many people in our generation began to establish their financial businesses after they were adults.
For children of different ages, as parents, how to carry out financial and business enlightenment?
Before the age of 2, the baby has no concept of money, and the 100 yuan in his hand is far less attractive than a piece of rice cake.
At this time, adults can take their babies to the supermarket to shop and let them know the buying and selling process.
When my daughter 1 was over, I took her to the supermarket to buy things. From the beginning, I was curious to touch around, and later I wanted to open it with delicious food. Now choose a favorite item and wait patiently until I finish my account and eat/play at home.
In the process of shopping, children have a certain understanding of the role of money, and can also experience the whole process of checkout, cashier and trading. And there is an additional benefit: the rich and varied items in the supermarket are very helpful to improve children's cognitive ability.
When a child is about 3 years old, he will want to take all the delicious and interesting things home, and sometimes he will ask his parents buy buy to buy them unreasonably.
At this time, adults need to decisively convey to the baby the fact that many things are not what you want, but what you want.
So how to explain the difference between "need" and "want" to a 3-year-old baby?
It is suggested that children should be inspired to think from their daily lives: What can people do without? What must we have in our daily life?
For example, we must eat every day, or we will starve to death. Therefore, when there is no rice at home, we have to buy rice, which is a "need";
But besides eating, we also want to eat snacks. Although snacks are delicious, they are unhealthy and cannot be used as a substitute for staple food. This is "want".
When our budget is limited, we should buy what we need first, and then buy what we want when we have a surplus.
Parents are advised to make a shopping list with their children before going shopping, tell them what the shopping budget is this time, and make it clear to them in advance: how much can a snack or toy cost?
What if you don't have enough money to buy what you want? When children think about this problem, they can try to make them understand "saving money" and "making money".
Smart parents will shift the budget pressure to their children. Parents are responsible for providing daily necessities and limited extra expenses, as well as other things they want, and trying to earn by themselves.
For example, when you have no pocket money, you can earn money by selling toys you don't want or helping adults do extra work.
With discretionary pocket money, you can save money to buy what you want or get extra rewards from adults through your usual performance.
There are many books, picture books and board games on the market, which can be used to help children understand what money is, the process of shopping and trading, how to make money and so on.
Picture book recommendation: "Rabbits learn to spend money"
A set of best-selling overseas picture books on financial and business enlightenment education, with Tutu as the protagonist, teaches children to know money, understand the value of money and explore the concepts of income, expenditure, savings and investment through four stories close to life. The painting style is simple and lovely, suitable for 2.5 years old+baby.
Parents who need it can click on the link below to buy it:
Board game recommendation: Frank's fish shop
An ingeniously designed educational board game, which perfectly combines the fishing game with the financial and business enlightenment game of buying and selling fish, has diversified gameplay and increasing difficulty, and is deeply loved by children aged 1 and 10.
Book recommendation: Qian Qian the Dog.
"Europe's Chief Money Coach" has been written for many years, with a score of 9. 1, and has sold over 10 million copies worldwide. It is regarded by many as a necessary book to cultivate children's financial quotient.
Educating children to manage their finances is a profitable investment. It is no exaggeration to say that children who know how to manage money and children who don't know how to manage money lead completely different lives when they grow up.
The former knows how to use money to serve himself, and the latter is likely to become a slave to money and run for it all his life.
"Puppy Qian Qian" New Year Festival special 29 yuan, very cost-effective. If there are no financial books in the children's winter vacation book list, it is recommended to buy one:
# This is family education #