Ruiying 3 months 0 1 Not good. Xianghua Wealth Management Ruiying No.01wealth management product (hereinafter referred to as this product) shows that the performance of this product will fluctuate with the market and is uncertain. Ruiying 0 1 is not good for 3 months. Ruiying 3 months 0 1 is a wealth management product under Lilac Wealth Management.