Current location - Education and Training Encyclopedia - Educational Knowledge - What are the benefits of buying education insurance for children?
What are the benefits of buying education insurance for children?
First, the benefits of buying education insurance for children are as follows: education insurance products.

1, compulsory savings education fund

Parents can choose the type and amount of insurance according to the family's economic situation and their expectations for their children's future. Once the education fund insurance plan is established, the insurance premium must be deposited in accordance with the contract every year, so that when the children reach the age agreed in the contract, the insurance company will pay the education fund according to different age stages.

2. Transfer risks

It can provide protection for the insured in terms of illness, accidental injury and high disability. If the insured unfortunately suffers accidental death, disability, serious illness, etc. agreed in the contract, the insurance company will pay death insurance, disability burn insurance, serious illness insurance, etc. According to the contract.

Step 3 solve your troubles

Many education fund insurances will include premium exemption clauses. The so-called "premium exemption" means that once the insured's parents are unfortunately dead or completely disabled, they can't continue to complete the children's education fund reserve plan, the insurance company will waive all unpaid premiums, and the children can still get protection and assistance. Effectively solved the worries of parents.

4. Wealth management income

Part of the education fund insurance has the dividend function, which can share the operating results of insurance companies every year, and can resist the influence of inflation to some extent.

Image source: Picture Network

Other insurance questions can be consulted by telephone.

Pre-sales product consultation: 400-880-3633

After-sales service: 95362