Nowadays, the cost of raising children is getting higher and higher, and a child needs at least 200,000 yuan. Parents began to accumulate education funds for their children when they were born, and children's education funds have become the most accessible vocabulary for young parents. Then, how to obtain the children's education fund, and what is the children's education fund? How to accumulate funds for children's education fund? Children's education fund: it is suggested to combine the fixed investment of the fund with education insurance. The risk of fund fixed investment fluctuation is greater than that of education insurance, and of course the income range and income opportunity are also greater than that of insurance. However, there is one biggest problem. You can obviously feel the fluctuation of fund income and even loss, so it is difficult to be patient and often give up halfway. Education fund insurance, on the other hand, does not have such a problem, but often saves money. You can focus on the fixed investment of the fund, but you must remind yourself that you will stick to it. Regarding the purchase of insurance, you can directly find the agents of several different local companies, explain the details and specific requirements, and make an open comparison to see which insurance benefits they provide are more in line with your needs. This is what you need. In addition, you can also collect specific plans of different insurance companies anonymously through the special platform for insurance bidding of Life Sky Insurance Intermediate Station for online comparison and selection. The fund is an expert in helping you manage your money. The minimum initial capital of the fund is 65,438+0,000 yuan. It is ok to invest in 200 yuan and buy funds in banks or fund companies. Banks can act as agents for many fund companies, and specially open accounts to find bank financial counters. At present, some securities companies also have agents to trade funds. After the bank opens online banking, there is a general discount for online shopping. Make a self-understanding first, whether it is high risk and high income or steady capital preservation income. The former buys stock funds, while the latter buys bonds or money funds. After determining the type of fund, the choice of fund can be based on fund performance, fund manager, fund scale, fund investment direction preference, fund charging standard and so on. Generally speaking, there are two ways to invest in open-end funds, single investment and regular quota. The so-called fund "fixed investment" means that investors invest a fixed amount (such as 500 yuan) into the designated open-end fund at a fixed time every month (such as the 20th of each month), which is similar to the bank's zero deposit and withdrawal method. Because of the low starting point and simple method of the fund's "fixed investment", the fixed investment of the fund, also known as "small investment plan" or "lazy investment method", is similar to long-term savings, which can spread the investment cost equally and reduce the overall risk. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations. As long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market. It is always an opportunity for stock-based and hybrid funds with higher investment returns to vote, but only by making up their minds to stick to it can we see the effect.