What is the credit card limit of college students in major banks?

1. ICBC's "Peony Student Card" is between 500- 10000 yuan;

2. The amount of "Longka University Student Card" of CCB is between 1000-5000 yuan;

3. The amount of ABC's excellent card is between 500 and 2,000 yuan;

4. The amount of Y-POWER card of Bank of Communications is between 5000 and 50000;

5. The amount of "Youth Card" of China Merchants Bank is between1000-50,000 yuan;

6. The amount of "I card" issued by CITIC Bank is between 10000 yuan and 50000 yuan;

7. The amount of "magic card" issued by Guangfa Bank is between 2000 and 6000.

Generally speaking, the maximum amount of Y-POWER card of Bank of Communications and Young card of China Merchants Bank is as high as 50,000, and the maximum amount of credit cards of college students in other banks is mostly around several thousand yuan.

But you can't have the maximum amount you want just to apply for a card. The bank's credit card evaluation system is very complicated, including personal credit information, unit nature, income proof and so on. College students' credit cards also take education into account.

Extended data

1. How to apply for a college student's credit card?

College students apply for credit cards, because they have no jobs and limited financial ability, and banks usually don't approve them. Therefore, if you want a high success rate, you must apply during the bank's water release. During the school term or major festivals, the bank will hold activities for students. Remember to seize this opportunity and ask the bank staff in your school carefully. When handling, you should ask about the accounting of credit card annual fee, overdraft limit, repayment period and withdrawal fee. After filling in the information carefully, the bank staff will copy your ID card, student ID card, etc. Then wait for the phone to collect the credit card.

Second, is it good for college students to apply for credit cards?

1. Because college students have no financial resources, the pass rate of applying for credit cards is not high, but some banks have special student credit cards, such as China Merchants Bank Youth Card and Guangfa Bank Student Card. However, the card-issuing schools locked by card-issuing banks are generally national 2 1 1 engineering schools, and there are some well-known local schools.

2. If your school is not listed as a card-issuing school, you can't apply for a college student credit card; College students, three independent majors, adult education, TV University, distance education and self-taught students can not apply, nor can they apply for student loans.

3. If you meet the application conditions, you can provide a copy of your ID card and student ID card to the bank. The credit card limit of college students will not be very high. The maximum credit line for undergraduates is 3,000 yuan, and the maximum withdrawal line is 1.500 yuan. If the applicant has a car and a house in his name, the amount will be relatively high.

What is the credit card limit of China Industrial and Commercial Bank for college students?

The amount of credit cards issued by banks to college students will generally not exceed 5,000 yuan. To apply for a college student credit card, you generally need to provide a copy of your ID card, a copy of your student ID card or the original certificate of your department. Some banks may also ask you to show other cards issued by the school. After using the credit card for half a year, college students can apply to the bank to increase the credit limit. The bank will comprehensively consider the credit card usage and other factors to evaluate the cardholder's comprehensive credit, and decide whether to increase your credit limit according to the evaluation results. In addition, if large short-term expenditures are needed, you can also apply to the bank for a temporary increase in the credit line.

Credit cards that are easier for students to handle.

1. China Merchants Bank Youth Card (Campus Edition): As long as you are a student between 18 and 30 years old and have never applied for a personal credit card master card of China Merchants Bank before, you can apply through China Merchants Bank official website Campus Edition.

2. Bank of Communications y-power Card (Campus Edition): As long as the age is between 18 and 35 years old, students with college, undergraduate, postgraduate and above qualifications recognized by the Ministry of Education can apply.

3. Shanghai Pudong Development Bank Youth Campus Card: 18 years old and under 40 years old, students with full-time college education or above can apply.

4. Construction Bank Longka University Student Card: As long as 18 is over the age of 8, and the institution belongs to the cooperative card issuance scope of CCB, you can choose to apply. Customers can log on to the mobile banking of China Construction Bank and select the "Student" category in the "All Product Series" of the card category on the credit card application page to view the student credit card.

5. ICBC Peony Student Card: Full-time college students (including undergraduates, master students and doctoral students) who have reached the age of 18 (inclusive) and whose institutions are in card-issuing institutions can apply for it.

Application conditions:

College credit card applicants must be full-time undergraduates. Some banks define freshman or senior applications. In addition, the applicant cannot have a student loan. Applicants need to provide copies of their ID cards and student ID cards. The school is not a card-issuing school, or the applicant is not an undergraduate, or a student with a student loan meets one of the conditions and cannot apply for a college student credit card.

Can students apply for a credit card? What is the limit?

Students can apply for a credit card.

There is a limit for college students' credit cards. It's just that college students don't have a stable source of income after all, and their repayment ability is not strong, so compared with office workers, college students usually don't have too high credit card limits. Banks usually only pay a few thousand yuan to college students. Others may only have a few hundred yuan or even zero quota.

Generally speaking, the higher the education, the higher the approved card amount may be. Like a bachelor's degree, the credit card limit is generally between 500-2000 yuan; If a master applies for a credit card, the amount will generally be around 1 1,000 to 4,000 yuan; As for doctoral students, the card amount will be between 2000 and 6000 yuan.

If the approved card usage amount is low, you can also withdraw the amount in the subsequent card usage process. Credit cards can generally use six months to withdraw a fixed amount.

As long as you keep a good credit card record, spend more by credit card, repay on time and not overdue. After applying to the bank for withdrawal, you can generally get a higher score in the bank's audit, and the bank is likely to increase the amount of the card.

What is the credit card application amount for students?

Student credit card is a credit card specially issued for students at school, so what are the student credit cards with quotas? What is the credit card application amount for students?

Students' credit cards generally have basic functions such as free remittance in different places, repayment after consumption, installment shopping, and temporary increase of overdraft limit. At present, peony student card, Longka student card/prestigious school card and ABC discount card are popular.

The credit limit of ICBC Peony Student Card varies with the cardholder's educational background. 500 yuan is an undergraduate with a master's degree 1000 yuan and a doctor's degree of 2,000 yuan.

The credit line of the famous Longka card of China Construction Bank also varies with the cardholder's educational background, with undergraduate 1 1,000 yuan, master's 3,000 yuan and doctor's 5,000 yuan.

The credit limit of ABC's excellent card is generally 500 yuan, with a maximum of 2,000 yuan.

Guangfa Fantasy Card, which has stopped issuing, has a high quota of 2,000 yuan for undergraduates, 4,000 yuan for masters and 6,000 yuan for doctors.

In addition, the campus card of China Bank Taobao belongs to the credit card category, but there is no overdraft limit.

To handle these student credit cards, it is generally necessary to provide a copy of my ID card, a copy of my student ID card or the original certificate of my department, and then go to a nearby bank outlet to handle it.

Let's stop here for the introduction of the credit card limit of ICBC students.