Yuanmengjin is a high-priced prepayment installment product launched by CITIC Bank for the bank's credit card users. After successful application, the credit line of this product is an aperiodic installment consumption line provided by CITIC Bank compared with the credit card line in the original card. Dream deposit is mainly used when cardholders buy in large quantities, so dream deposit can only be used for training, home improvement, car purchase, wedding, tourism, department stores and other consumption.