As children grow up day by day, many parents are worried about their children's education. Many children have no concept of money and spend money indiscriminately. Many parents feel very headache. They want to give their children a good living condition, but if they don't pay attention to their children, they will easily become pampered and spend money like water. How to make children understand the hardships of adults and help them establish a correct view of money? We also consulted parenting experts on this issue. The expert told us that when educating children, parents can neither cry poor nor show off their wealth every day. Pay attention to the correct way to talk about money with children!
The example of Xiaomei, a netizen, is worth learning. Xiaomei's family is rich and her salary is not low. Her elders often help her beat her children. However, Xiaomei believes that children's concept of money must be established as soon as possible, so she told her children from an early age that her mother is not afraid of your spending money, but she must not spend money casually. Even if the family has money, the children's pocket money every month is strictly limited. At the same time, Xiaomei often takes her children to the countryside to experience life. The purpose of this is to let children learn to cherish. Over time, children also become very sensible and spend money carefully. I have never cried with my parents about money. Xiaomei thinks, don't be afraid to talk about money with children. It would be better to talk to children about this problem earlier!
Experts suggest that when talking about money, these details must be mastered.
1, pay attention to details!
Warren Buffett is a world-famous powerful figure. Great men are so powerful because they can see clues from an early age. Although the stock god is young, he also understands that you have to work hard to make money. Therefore, when the stock god was very young, he ran errands every day to make money and did everything. Family education is also very important in the growth of stock gods. Although Warren's family is poor, his father's education for his children is very strict. From an early age, he told his children that to make money through legal channels, we must rely on our own efforts.
Every time I want pocket money, I have to work hard to get it. At the same time, the father also told several children not to touch gambling. Therefore, the stock god understood this truth from an early age. If he wants something, he will work to make money and buy it himself. This example tells us that a good family education can establish a sound concept of money for children. Let children know from an early age that money is important, but it must be obtained through hard work. In this process, parents may wish to start with the details and guide patiently, and the effect will be better.
Second, talk about money early.
The stock god told us not to talk about money when children were young. The sooner you talk to your children about money, the better for them. Many parents think that their children are too young to get in touch with money, but on the contrary, it is very effective to talk to their children about money early, which can help them establish the concept of financial management early. Many children always steal money to play games, and even sell their organs for money, because the understanding of money is far away and there is no good guidance.
Talking about money early can avoid many problems. A few years ago, it was reported that a mother embezzled her child's 4000 yuan lucky money and was taken to court by her child. Finally, the court also ruled that adults should not touch their children's lucky money without their permission. There are many similar examples. A six-year-old child wrote a composition. The whole article is a praise and pursuit of money, which makes people shocked. In the letter, he also complained that the clothes bought by Ma Bao were too expensive.
Therefore, parents should change their attitude, take the initiative to talk about money with their children when they are still young, and tell them to take money from the road, work hard and work hard. If they want toys, they should earn money by doing housework themselves, so that children will not be so extravagant.
Third, let children understand the meaning of money.
Why do many high-ranking officials end up falling because of greed? I just don't have a correct understanding of money, and my three views are unhealthy, so I go astray. Talking about money with children is not to let them learn to save money, but to let them learn the truth behind money and let them know that making money depends on their own efforts and diligence through legal channels.
When talking about money with children, we must let them know their thoughts and intentions, what must be bought and what is unnecessary. When a child buys a toy, he can't buy another toy. Let the child choose by himself and know the bottom line of his parents.
If one day your child curiously asks about the family's financial situation, don't hide it, tell your child how much, so that the child will have confidence. But at the same time, adults should tell their children that money is hard earned by adults. If children want to be rich, they must work hard by themselves. This educational concept is more conducive to children's development. Just like Buffett, he donated all his net worth and didn't leave a point for his children. The stock god believes that for children, the correct three views are more important than money.
Finally, as a treasure mother, I think excessive crying and showing off wealth are not good for children's physical and mental health. Crying about poverty can easily make children feel inferior, and showing off wealth can make children develop the habit of arrogance. The correct way is to be modest, let the children know the actual situation at home, and tell them that if they want to get money, they must rely on their own efforts to make them diligent. This kind of education is more beneficial to children. I wonder what your baby's attitude towards money is?