1. On the effective date of the year when the insured lives to 18 years old, China Life will pay 50% of the insurance amount specified in the insurance policy.

2. On the effective date of the year when the insured survives to the age of 22, China Life will pay the risk insurance premium at 50% of the insurance amount specified in the insurance policy.

Three. On the effective date of the year when the insured lives until he reaches the age of 25, China Life will pay 50% of the insured amount specified in the insurance policy, and this contract will be terminated.

4. If the insured dies before the effective date of this contract and reaches the age of 18, China Life will refund the cash value of the contract. If the insured dies during the period from the effective date of the year when he reaches the age of 18 to the expiration of the contract insurance, China Life will pay the death insurance according to the insurance amount specified in the insurance policy, and the contract will be terminated.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.