Step 1: When applying for an education loan, you usually need a poverty certificate issued by a village, town or county or a poverty certificate issued by a street or district. Mainly the initial basis for applying for an education loan. This poverty certificate needs to be stamped by the issuing company. With the above information, after receiving the university admission notice, the individual will directly hand over the poverty certificate, the application for education loan and the copy of personal ID card to the relevant person in charge of the school, and the school will handle it uniformly.

Step 2: After the education loan is approved by the bank, the bank will generally directly pay the amount of the education loan to the personal Alipay account. After deducting personal tuition and fees, if there is any surplus, the applicant can issue a savings card jointly signed with Alipay to the bank and swipe the card directly.

(Note: When the national student loan and student-origin student loan applied for during the school period are exempted, the applicant can repay them according to the current national benchmark interest rate after graduation. )