1. There is an essential difference between saving for children's education with insurance and saving in the bank. If you deposit 6,543,800 yuan in the bank, you can add a little interest at most, but it takes a lot of perseverance. If you save money by buying insurance, you will make money live. It is not only risk protection, but also semi-compulsory savings, which is much easier than saving by yourself.
2. The essence of insurance is risk protection. No matter how terrible the risk of insurance is, whether it is serious illness or total disability, just imagine, when the risk really occurs, are there other compensation methods like insurance?
3. Insurance savings is a fashion in today's society, which also reflects the change of a concept and the cultivation of good habits. What's more, more and more people in today's society rely on commercial insurance to solve the problems of old-age care, medical care and children's education. Moreover, the more society develops, the more obvious this trend is.
Adult type
1, buying life insurance is a love. The beneficiary of death insurance money cannot be the insured himself, but only his close relatives. Signing an insurance policy is a love contract signed with relatives and protected by law.
Buying life insurance is a sense of responsibility. Insurance is an intangible commodity, invisible and intangible, and the beneficiary is often not the person who buys the commodity. How can a person who has no sense of responsibility buy such goods?
Life insurance is bought to reduce the family burden. The basic function of insurance is to protect risks. What can insurance do once the risk comes? Four or two thousand dollars? The role of reducing family burden in the economic sense. Because insurance compensation is often hundreds or even thousands of times the premium.
Buying life insurance is a good way for family finance. Many important arrangements in life, such as children's education, pension, medical care, accidents, buying a house and a car, require us to make preparations in advance, and these aspects can be solved scientifically and reasonably through insurance.
Buying life insurance is helpful to your career. Many people have a lot of worries about their families and relatives on the journey of career struggle, worrying about what their relatives will do in case of any risks. If you make life insurance arrangements for yourself and your loved ones, then you won't have these concerns, and you can devote yourself wholeheartedly to your career.
Pension types
1, everyone wants to be old, and it is not easy to struggle for a lifetime. I hope I can live with peace of mind when I get old. Security? Then it is most necessary to get yourself an old-age insurance while you are young.
2、? Raising children for old age? The new era has become history, and the problem of providing for the aged has become a new problem in front of China people, and China people are gradually buying endowment insurance to prevent their old age, which has become an inevitable trend of social development.
Why not prepare an old-age insurance for yourself and your family when you are young and have financial resources?
4、? Endowment insurance? It is the best tool for providing for the aged. It is not the same as bank savings. Some people compare the purchase of old-age insurance to digging a well, where there is a steady stream of living water to drink, while bank savings are a jar of water, and when it is scooped up, it is gone.
Medical types
1, the disease is ruthless, it may attack at any time, and you can't prevent it. Buying life insurance is probably one of the best ways.
Once you get sick, what people are most worried about is not the disease itself, but the lack of money for treatment. Especially for some diseases that need long-term treatment, the cost is often as high as tens of thousands, hundreds of thousands or even millions of yuan. Why not use insurance to solve the high medical expenses?
3. Medical insurance is neither a doctor nor a medicine, which has no direct impact on the treatment of the disease itself, but the insurance premium is directly related to a series of problems brought about by the disease. For example: children's education, the life of wife and children, debt and so on.
4. At present, many medical insurance designs have the nature of protection and savings. A medical insurance policy like this can not only protect risks, but also provide for the aged. Treat the disease, save money if you are not sick? The unique function of.
Accidental type
1, the weather is unpredictable, and people have fortunes. Risks such as traffic accidents, occupational injuries and major accidents may occur at any time. So, in the face of accidents, how will we deal with them? Insurance is the best choice. Although it can't avoid bad luck, it will give timely help.
2. With the development of genetic science, scientists predict that in the future, human beings will be able to control birth, illness, death and illness by themselves, but accidents are unpredictable. Choose insurance. When an accident comes, it can safeguard your dignity and help you continue to live a better life.