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Mom and Dad saved 20,000 yuan for Beibei's education, with a term of 3 years and an annual interest rate of 5.40%. Retirement depends on the status of non-compulsory education.
1. Available funds due: 20000x5.4%x3=23240 2. If the interest tax on ordinary deposits is 20%, then the interest tax is 3240x20%=648 yuan, because the total interest for three years is 3240 yuan.

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