1 Policy risk: Policy changes such as national economic development direction, economic adjustment mode, industrial development direction, tax rate, interest rate, exchange rate adjustment and phased regulation will all have an impact on investment. Knowing the national policy of the industry you want to invest in is the basis of making investment. Support and encouragement to the industry; Restrict supervision; Prohibit. It will directly have an important impact on your investment.
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2. Technology risk: when investing, we should consider the advanced degree of technology, the degree of technology renewal, the threshold of technology acquisition and the sustainable research and development ability of technology. One technology is advanced but it is updated quickly, so it can be easily replaced by other technologies. When it enters the technical threshold of the industry, it can participate with funds, and there is no room for subsequent technical development. Such technology has no investment prospect.
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3. Market risk: The market is the final test of products. No matter how good the product market is, it will not be accepted. No matter how good the technology market is, it is also a failed product. The market capacity of products or technologies is small, and the development of the market is easily restricted, so there is not much room for growth. At which stage of the market is the product or technology; Seed period, development period, growth period, stable period and decline period also need to be considered. The market risks in different market stages are different.
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4. Financial risk: The financial stability of the project is very important for survival and development. Adequate project funds are the guarantee for the completion of the project. Financial stability can be simply viewed from the asset-liability ratio. It is safe that the debt ratio does not exceed 70%. The bank's deposits and liquidity are also a measurable data, which is related to the bank's credit rating.
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5. Managing risks: The management of enterprises is very important for the normal operation of enterprises. First-class management can bring a bankrupt enterprise back to life, which shows the importance of management. By understanding corporate culture, management team, working atmosphere, employees' words and deeds, etc.
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6. Production risk: production efficiency, product quality, production cost, production mode, production seasonality and other issues. It should also be noted that.
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7. Liquidation risk: Liquidation means converting investment into currency. When do you need to convert your investment into money, whether you can realize it in time and how long you have to wait. Whether there is any loss after realization.
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8. Time risk: investment is to exchange time for our profit space, and investment is necessary.