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How old is it suitable to buy children's education insurance?
Children's education insurance can be purchased from 28 days after the child is born until 13 years old. Generally, the earlier you buy education insurance products, the lower the rate, the more cost-effective. From another point of view, education insurance is a way of education investment and a kind of children's insurance product sold by insurance companies. Its main function is to provide children with high school education funds, university education funds, venture capital funds, marriage funds and so on. Therefore, if economic conditions permit, it is recommended to configure children as soon as possible.

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Small lecture hall on children's education insurance knowledge: education gold insurance products

When buying children's education insurance, we should take into account the protection function to cope with the risks of illness, disability and death that may occur in the future, and further provide children with protection in terms of illness, accidental injury and high disability. At present, children's education insurance can be roughly divided into two categories. One is the traditional children's education insurance, which is specially aimed at high schools or universities and can receive money regularly; The other is divided (red) children's education insurance, that is, every two or three years, a fixed share of the amount is used as an education fund. Similarly, the cost is relatively high.

Traditional children's education insurance is the basic type of education insurance because of its low cost and strong pertinence. Because the insured receives insurance money in different periods, it is divided into high school education money and university education money. Among them, the high school education fund is cheap but less paid; The funds for university education are relatively expensive, but they also get more money back.

Sub-(red) children's education insurance costs are relatively high, but the return is more obvious. At the same time, insurance can last until children finish college, which is longer than the guarantee of high school education funds, and can give full play to the guarantee function of insurance.

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