1, the essence is an Internet product: Happy Forever 2.0 itself belongs to an Internet insurance product, the end of life, and belongs to the category of financial insurance. It does not provide a way to buy the traditional offline channel itself;
2. Products provided by the compliance platform for selling insurance: those who can provide Happy Happiness 2.0 products on the third-party platform for selling insurance have insurance sales licenses and insurance sales qualifications, which are common in the online platform and insurance brokerage platform of insurance brokerage companies. They are all filed with the CIRC, which are reasonable and legal, supervised and managed by the regulatory authorities, and are not sold casually.
3. The product has legal effect: Happiness Forever 2.0 product is a product filed by the insurance company in the China Insurance Regulatory Commission, also known as Hongkang Hongfu Duoduo whole life insurance Clause. The record number of the CIRC is Hongkang Life Insurance 2022 whole life insurance 02 1, and the terms can be inquired and verified through the CIRC platform. Online insurance products are electronic contracts, which have the same legal effect as paper contracts and are safe and reliable.