Education grant is actually a kind of compulsory savings. It is suggested that Ma Bao can consider the above two consumption types first.

Besides, I don't know the actual personal situation of your child. I suggest you go to the local street office to improve the appropriate children's medical insurance or children's mutual assistance.

It is suggested that you can consider improving the children's security scheme from three aspects: accident, health and education expenses, giving priority to accident insurance and health insurance, and then considering improving the children's education fund insurance according to the family's economic ability.

The most affordable protection scheme, I suggest you can choose a simple child insurance card. This kind of children's insurance card can provide children with comprehensive protection in terms of accidents, unexpected medical care and serious illness for a few hundred yuan.

Good wishes!