University student loan application process:
1. Students apply for the Approval Form of National Student Loan Application, fill it out truthfully and completely, prepare relevant supporting materials and return it to the national student loan institution of our school.
2 school institutions to conduct a preliminary review of the loan. School institutions organize students to apply for loans, and accept student loan applications within the annual loan limit and control ratio stipulated by the National Student Loan Management Center.
3. The bank that handles the examination and approval of bank loans shall complete the examination and approval within 20 working days after receiving the information form and application materials submitted by the school.
4. After signing the loan contract with the students, the school should organize the students to fill in, sign the loan contract and return receipt within 10 working days according to the loan student list provided by the handling bank, and submit it to the handling bank.
Loan processing conditions:
1. China citizens who have reached the age of 18 to 65, have a permanent residence in China and a permanent residence in the local town, and have full capacity for civil conduct;
2. Have a good occupation and stable economic income, and have the ability to repay the loan principal and interest on schedule;
3. Abide by laws and regulations, and have no illegal acts and bad credit records;
4. The purpose of the loan is clear, in line with state regulations, and relevant certificates can be provided;
5. Other conditions stipulated by the bank.
CDB's new student loans will exceed 654.38+02 billion yuan. The Ministry of Education held a press conference. 20 12 China development bank launched student loans for students and universities in an all-round way. It is estimated that more than 654.38+0.2 billion yuan of student loans will be added to support more than 2.2 million students with financial difficulties. The coverage area reaches 176 1 county (district), and 15 provinces (districts) achieve full coverage.
As the main bank for medium and long-term investment and financing in China, China Development Bank has actively communicated and cooperated with educational administrative departments and universities in the form of development finance since the pilot of student loan business, effectively mobilized the enthusiasm of all parties, and creatively carried out retail business in the form of wholesale, thus solving the problem of student loan.
According to the relevant regulations, the first application for student loans needs to be registered in official website, and then go through the loan procedures at the Student Financial Assistance Center of the Education Bureau, register personal information, and then go back to the village committee of origin to fill out the application form and stamp it at the township and county civil affairs departments. Then, give the loan acceptance certificate to the student assistance center of the school immediately after the start of school.