Non-guaranteed floating income, of course, the bank will say that it is guaranteed. Financial management and deposit are two different things. The deposit guarantees the principal and interest, but the interest on deposit is lower than that on wealth management, and the interest on wealth management products is higher than that on bank deposits. But high returns bring high risks, and the cost of financial management will be lost. First of all, there are products, but the income is uncertain. Wealth management products include guaranteed income and non-guaranteed income. The short-term fixed investment income of 4.5% for 40 days and 5.6% for 6 months from the initial investment of 50,000 yuan belongs to the expected income and the risk is low. The benefits are in direct proportion to the risks. Investment and financial management are risky and need to be cautious.

Regular wealth management products have long term and low income. At present, Licaitong is still a good way to invest and manage money. General security card for financial management protects funds. Your funds are not used for consumption, and the risk of investment can only be withdrawn into your bank card. There is almost no risk, and the income is relatively stable. It is still a relatively reliable financial choice with relatively high income and low risk.