Shandong Rural Commercial Bank granted E-loan for three years, which means that during these three years, the borrower can borrow many times within the credit line according to his own needs, and the loan amount and interest rate will not change. After three years of credit extension, it means that the credit extension expires. If the borrower still needs a loan, it needs to re-apply for credit extension or extension according to the requirements of the lending institution. If the borrower has no loan demand, the loan relationship between the two parties is terminated.