It is necessary to buy education funds for children. Education fund insurance is an insurance product specially designed for minor children, aiming at preparing education fund for children, providing education expenses needed during their growth, or coping with future education risks. Education insurance is a kind of savings insurance, which not only has the function of compulsory savings, but also has a certain guarantee function. Moreover, under the conditions of ability, the earlier you buy education fund insurance, the more appropriate it is, mainly because the younger you are, the lower the premium, the longer you save, the more funds you accumulate and the better the protection you enjoy.

The purchase of education funds can refer to the following requirements:

1, the earlier the insurance, the better and more cost-effective. Children can be insured after 28 days of birth. The younger they are, the cheaper the premium will be.

2. The payment period should not be too long. Children can choose appropriate insurance when they grow up. When they grow up, they need to rely on their own skills to protect themselves, not their parents for a lifetime.

3, the premium should not be too high, try not to exceed 10% of the family income, and be sure to buy according to the family's economic situation. Otherwise, there is no need to affect our present life in order to buy education insurance.

4. When buying children's insurance, you should also buy additional insurance that the insured is exempt from insurance premium. In this way, in case the parents die or are completely disabled due to some unexpected circumstances and are unable to pay the premium, the insurance company will waive the remaining premium, and this education fund insurance will continue to be effective for the children.

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