Before you start, parents may wish to know the difference between insuring children of different ages: child insurance and the difference between insuring children of different ages.
1, children's critical illness insurance
Children's physical functions are not fully developed and their resistance is still weak, so they are more likely to get sick. If the child is unfortunately seriously ill, one of the parents is likely to quit to take care of the child. In this case, the family economy will be affected. The payment of critical illness insurance can not only make up for the loss of work income taken care of by one parent during the illness of the child, but also be used for the subsequent rehabilitation expenses and living expenses of the child.
Below, the senior sister has compiled a list of children's critical illness insurance products with high cost performance. Parents in need can take a look at: Top Ten Cheap and Good Children's Critical Illness Insurance in 2022.
2. Medical insurance (small medical insurance+million medical insurance)
The child is still in the process of growth and development, and his immunity is weak. They usually go to the hospital because of some minor illnesses. However, micro-medical insurance generally has no deductible, and can generally compensate children for minor illnesses such as colds and fever, which is very practical.
In addition, the risk of serious illness in children can not be ignored. If the child is unfortunately seriously ill, the cost of treatment is often high, which is often difficult for the average family to afford. Millions of medical insurance is reimbursement insurance, which can reimburse the expenses within the contract scope caused by treatment according to the proportion agreed in the contract. To a certain extent, it can reduce the burden of serious illness treatment and let children get medical treatment.
3. Accident insurance
Because children's awareness of safety and self-protection is still very weak, adults usually don't pay much attention to it, which is prone to burns, sharp cuts and animal scratches. So it is necessary to buy accident insurance.
Finally, Senior Sister gives you a guide to buy insurance for your children. Parents can look at it: in-depth good text-how to buy insurance for children? The netizen shouted: How can I see it now?
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