1, children's accident insurance:
Children's accidental injury insurance is aimed at children under the age of 18, causing high medical expenses and other economic losses, as well as personal protection for accidental disability and death.
Therefore, parents can buy accident insurance for their children as appropriate, and once their children have an accident, they can get certain financial compensation.
2. Children's health insurance:
In family life, there are mainly two kinds of expenses related to children's health: one is the child's serious illness; One is that the child is hospitalized.
At present, major diseases tend to be younger, such as malignant tumors such as leukemia, and specific major diseases that infants are prone to, such as Kawasaki disease and severe myocarditis. According to the current situation of China's basic medical insurance system, children of this age are basically in a state of no medical security. Therefore, sharing children's medical expenses with insurance has become an important factor to consider when insuring children's insurance.
3, children's education savings insurance:
Education savings insurance is mainly to solve the tuition problem of children going to school or studying abroad in the future.
Raise education expenses for children in the form of insurance. After purchasing insurance, you need to pay the insurance company on time. As a compulsory deposit, it can guarantee the children's future expenses.
Once parents have an accident, if they buy insurance products that can be exempted from paying premiums, their children can not only be exempted from paying premiums, but also get living allowances. Therefore, this kind of insurance is mainly based on savings and security.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.