If you don't teach children money knowledge today, someone will make up this lesson later. What person? Maybe it's a profiteer, maybe it's a creditor, maybe it's a policeman, maybe it's a liar, maybe there are others, in short, it's not the person you want to see.

Therefore, how to face a series of problems brought by money and money, parents should be guides for their children, give them a healthy view of money, and let them have a certain understanding and planning of money. I have five thoughts to share with you here-

First, don't be a slave to money under any circumstances. Money education is essentially to teach children how to get money and how to treat the money they have. Try to make money when you have no money, and don't be a slave to money; Don't be a miser if you have money, and don't waste it.

Second, keeping the bottom line is more important than having money. We should tell our children that the bottom line of being human is to have good ideas and respect for life. Keeping this bottom line is more important than anything else. Don't sell your soul and lose your conscience for money.

Third, money is good, and people's hearts are vulgar. Many people say that talking about money is too vulgar and hurts feelings. In fact, money is never bad. It is the vulgarity of human heart that makes money look vulgar. Therefore, more money is not a bad thing, and bad people are really bad.

Fourth, the essence of financial freedom is human freedom. Everyone is pursuing financial freedom, so they lose their freedom in the pursuit of money. We should tell children that the essence of financial freedom is not the freedom of money, but the freedom of people. People are not free, what's the use of more money?

Fifth, money can't buy many things. Let children know that even some things cannot be bought. For example, lasting happiness, sincere feelings and kind humanity can't be bought by money. These are all gifts of time.

Finally, parents should especially tell their children that even if we are not rich in this life, we can still live a very valuable life because there are many things more important than money.

As children grow up and have a certain understanding of money, they will spend money to meet some of their own needs. Parents have to pay attention to a problem, how to give their children pocket money?

Many parents are worried that their children will spend money indiscriminately, not giving their children pocket money or giving them little. In fact, with the growth of age, children's demand for money will inevitably increase. If we simply use the way of prohibition and control, it may cause children to form a bad psychological reaction. Educator Merkel believes that money education is a compulsory course in life and the focus of children's education. Just as money is the center of the family, it is the best opportunity for children to get pocket money. We must pay attention to the following three points:

First, let children popularize financial common sense

Many parents never educate their children about money. Children's understanding of money only stays on the surface of money. You can use it to buy what you want. Therefore, children don't know how the money comes from and what is value for money. Therefore, it often happens that some children spend their parents' money at will. As parents, they can give their children a lesson in financial management, or take them to the work unit to have a look, so that children can know that the value of money is converted, and it takes time, physical strength, knowledge and so on. We don't have to spend as much as we want, so it's difficult to teach children how to get money.

Second, make a plan for the use of children's pocket money.

Child psychologists point out that "the concept of money established in children's childhood will affect their life." If parents can help their children form the habit of planning their own pocket money from an early age, they can help them establish a correct consumption concept. It can also let children master basic financial knowledge. Parents are advised to buy piggy banks for their children and let them plan their pocket money. They should put them in different piggy banks for short-term, temporary and long-term use, and make rules for the use of pocket money under different categories. Parents can be responsible for supervision and management, and can help children develop the good habit of using pocket money.

Third, guide children to establish a correct view of money.

Parents should give their children proper pocket money when they are about seven years old. Arbitrary satisfaction and excessive control are not conducive to their growth. Only by helping children to establish a correct view of money can they avoid going astray because of money. Parents need to educate their children not to compare, not to waste, not to be stingy, and to get money through reasonable channels. And reasonably use the money in your hand to meet your necessary needs. If parents can't teach their children about money, others will take their place in the future, such as creditors, policemen and even liars. Let these people educate their children for their parents, and I'm afraid the children will pay a very high price.

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In fact, the essence of giving children pocket money is to teach children how to treat acquisition and possession correctly. When children have a correct view of money, it is difficult to lose themselves in the materialistic world. It is easier to be happy if you have a rich mind. That's all for today's topic. If you have any thoughts, please leave a message in the comments section below. Pay attention to me and learn more about how to be a good parent.