Foreign children's financial and business education, in the process of children's education, there are many different ways, and financial and business education is also a step of growth education, then the significance of financial and business education for children, then let's introduce the financial and business education of foreign children.
Financial Education for Foreign Children 1 Family Finance Course for French Children
French parents believe that letting children have their own "private money" early is conducive to cultivating their economic independence. For this humble "small money", most parents do not advocate saving, but encourage their children to spend reasonably, such as buying favorite snacks, toys or books and periodicals. After consumption, they exchange "feelings" with their children, share experiences and learn lessons. Most French parents set up an independent bank account for their children when they are about ten years old, and put a sum of money into it, so that children can learn rational and scientific financial management from an early age, instead of mechanically blindly managing money.
Canadian children's financial management game
Parents in Canada will put up several signs in different parts of the room, which say "bank", "store", "credit card company" and "charity". Give each child one more thing to represent the work they can earn money. When the game started, everyone began to work. Then mom and dad rang the bell, indicating that everyone was "paid". Next, the children will decide for themselves what to do with the money they earn. He can deposit money in the bank, donate it to charity, or buy things in the store. There is not enough money, so he can borrow it from the credit card company. You can get more money if you deposit it in the bank. If you use a credit card to "borrow", you must pay interest and interest. After several rounds, the children began to believe that earning interest is much smarter than paying interest.
Britain has cultivated children's correct concept of financial management since childhood.
The British government has decided to introduce courses on how to manage money and make good use of money to schools from September 2004. The regulations point out that children can learn where money comes from and what different uses it can have from the age of 5; From the age of seven, they will learn how to manage their money and how to use their savings for future needs. Older children will then understand the factors that affect people's use and savings of money, so as to know how to use their pocket money, control their own budget and make good use of financial services. Although these courses will not be included in compulsory subjects for the time being, it can be seen that Britain attaches great importance to the cultivation of children's financial management ability.
America teaches children to earn income through proper means.
Americans often auction things they don't need, and even children will auction their old toys at home. Some American children get paid by delivering newspapers. Doing some housework at home is also a way to make money. However, which projects are voluntary and which projects can be paid depends on the values of each family and the actual situation of the children. But due diligence is necessary, and the reward is to cultivate the concept of financial management.
Financial education for foreign children 2 First of all, parents may wish to open a children's financial account with lucky money, so that children can see the amount of their savings account regularly. At the same time, make some small plans to make him feel a sense of accomplishment and the benefits of saving. Moreover, we can constantly set up some "small favors" rewards to help children develop frugal and planned consumption habits and learn to save. Savings accounts can be seen as the first step to stimulate children's interest in financial management.
Secondly, parents can also choose some long-term high-quality blue-chip stocks as "red envelopes" to let their children start financial education. At the same time, stock, as a new type of red envelope, can also let children know the hardships of their parents to make money early, and let them know that besides wages, they can also invest in stocks to increase their wealth. This is of great benefit to cultivate children's financial awareness and accumulate a fortune for future adult life.
Finally, some parents choose to store their children's lucky money in a specific bank card, bind it to a fixed investment account, and deduct it from their children's "fixed investment" fund every month. "Deciding the investment for the next year" can cultivate children's good financial habits. Once the child needs to spend money, it can also be taken out of the bank card, and the operation is simple. Moreover, parents can also use the lucky money to make different financial plans, so that children can learn to improve their financial quotient. The fixed investment of the fund is also a good platform to cultivate their financial habits.
Financial experts point out that most parents attach importance to their children's education now, but they pay attention to the cultivation of IQ and EQ, while ignoring the cultivation of financial quotient. In this training mode, children are likely to become "poor people with high IQ". As parents, they can explain the relevant wealth knowledge to their children in the process of managing the year-end bonus for their children, and gradually accumulate it to help them become familiar with the concept of "investment" and become the first step to cultivate their financial quotient.