Jinzhi Qi Hang Education Gold Annuity Insurance provides three kinds of protection, namely, university education fund, continuing education fund, maturity fund and death insurance fund.
University education fund: the annual corresponding date of the first effective date of the contract after the insured reaches 18, 19, 20, 2 1 one year old. If the insured survives, he will pay the university education fund.
Proportion of university education payment:
Annual premium paid, multiplied by10%;
Monthly premium paid, multiplied by 9.8%;
Continuing education fund: the annual corresponding date of the first effective date of the contract after the insured reaches the age of 22, 23 and 24. If the insured survives, the continuing education fund will be paid.
Proportion of continuing education expenses:
Annual premium paid, multiplied by 20%;
Monthly premium paid, which is multiplied by19.6%;
Maturity insurance premium: If the insured survives to the expiration date of the insurance period and pays the maturity insurance premium according to the basic insurance amount of this contract, this contract will be terminated.
Death insurance: The contract is terminated when the insured dies and the death insurance is paid.
Death insurance is equal to the greater of the following two items:
When the insured dies, the balance of the premium paid after deducting the accumulated university education fund and further education fund;
Cash value of the insured at the time of death.
Parents try their best to give their children the best, and education is no exception. They don't want to lose at the starting line.
However, the cost of education is rising year by year, and a simple training class often costs tens of thousands of yuan, which is only the tip of the iceberg of education expenditure. No wonder children are compared to gold eaters.
Therefore, it is necessary to plan education funds for children in advance and create a good educational environment.