At present, education insurance is mainly divided into three types.
The first is pure education fund insurance, which provides education expenses during junior high school, high school and university.
Two, a certain stage of education insurance, usually for a certain stage of junior high school, high school or university, mainly in the form of additional insurance.
Third, it can not only provide education expenses for junior high schools, senior high schools and universities, but also provide future survival guarantee.
There are many products on the market at present. Education gold insurance, you can choose to return dividend insurance that matches your child's school age, or you can choose financial insurance that can pay a fixed living allowance when your child reaches a certain school age. It is also a good tool to supplement the education fund. In addition, I suggest that you don't forget the protection when preparing the education grant plan. Basic diseases and medical insurance need to be prepared in advance.
In addition, the cost of education is also increasing year by year. If you pay a large amount of education expenses at one time, it will be a great burden for parents. Therefore, it is best to set up an education fund account when the child is very young, and the special fund is dedicated to the child's future education.
At present, all insurance companies in the market have launched education insurance. The following small series lists a few for your reference.
China Life Insurance: China Life Hongyu Old-age Security, China Life Smart Life Old-age Security and China Life Hongyun Children's Old-age Security.
Ping An Insurance: Annuity Insurance for All-round Talents Education
Pacific Insurance: Education gold insurance, optional for children's intelligent stars.
Huaxia Insurance: Zhuangyuanhong Education Insurance