After buying safe education insurance, you can surrender. Some people think that insurance is almost as casual as buying in buy buy, but later they regret it and want to surrender. If you find that you have bought the wrong insurance and want to surrender it, you should also be cautious, otherwise it may cause great losses. There may still be many people who are not familiar with the understanding of insurance, which leads to buying the wrong insurance before they want to surrender. Senior sister suggested that you can learn some basic knowledge before buying insurance: before buying insurance, you must first understand these key knowledge points!

1, surrender within the hesitation period

Generally speaking, there will be insurance after buying it, and the time is about 10- 15 days. If you want to surrender your insurance during this period, you can directly apply to the insurance company to cancel the insurance contract, and you can get back the premium you have paid after deducting more than ten yuan.

2. Surrender after hesitation

If the applicant applies for surrender after the hesitation period, it is necessary to fill in the application form for termination of the contract and provide the insurance company with the insurance contract, the applicant's valid identity documents and other materials. When the insurance company receives the application for termination of the contract, the validity of the insurance contract is terminated.

The insurance company will refund the insured within 30 days from the date of receiving the application for termination of the contract.

Surrender after the hesitation period generally only returns the cash value, while the cash value in the first year or two of education insurance is usually very low. If you choose to surrender after buying for one year, our losses will be relatively large. So how should we reduce the loss of surrender? There are the following methods: how to refund the "insurance surrender premium", how much can be refunded, and how to reduce the surrender loss?

Therefore, whether you buy insurance or surrender, you should be cautious and not blindly insure. So how can you buy the right insurance? Senior sister is here to teach you how to buy appropriate insurance: how to buy insurance at different ages? Everyone should have his own plan.

Hope to adopt

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