The principle of purchasing insurance is to give priority to social security, supplemented by appropriate commercial insurance.

The insurance cost is generally about 65,438+00-20% of the annual income, and it is better not to exceed 20%, that is, 65,438+000% of the assets are preserved with 65,438+000% of the funds.

For each of us, we should reconsider medical and health insurance. Directly speaking, with the growth of age, people's physical resistance is inversely proportional and their ability to resist related risks is relatively weak.

Therefore, you must first consider medical insurance, whether it is commercial insurance or social security, and then consider other insurance products, which makes sense. If health is not guaranteed, no amount of old-age insurance is realistic.

It is suggested that you first purchase social security provided by the state (preferably purchased by the company), including cooperative medical insurance, and then consider commercial insurance as a supplement.

Here, I know that in this industry, there are three recognized words, which are "brand in life", "safe talents" and "Xinhua products"

Regarding the insurance principle, it should be pointed out that:

(a) buy insurance to buy medical health, health can ensure that customers have everything.

(2) Buying insurance pays less attention to words than contracts. Life insurance is generally a lifetime contract. If you buy it, you will be happy for life, otherwise it will have a great impact.

(3) Insurance products need to have the function of maintaining and increasing value. With the improvement of living standards, inflation must be curbed.

In fact, there are still many places to pay attention to. Pay attention to every detail. I hope the above can help you.