According to the relevant regulations, every time a cardholder withdraws money from an ATM, the issuing bank will pay a handling fee, which will be shared by the agent bank and UnionPay Center. Therefore, many banks will charge a certain fee for cross-bank withdrawals. It used to be a 2 yuan. With the constant adjustment of bank charging standards, the charging methods and standards of various banks are quite different. Of course, different banks have different policies on cross-bank withdrawals. Some banks can also enjoy some VIP cards for free cash withdrawal several times a month. However, if it is a bank card of the same bank, there is still no handling fee for cash deposit and withdrawal, transfer and other businesses.