It is not easy to buy a suitable education. Insurance consultants who have been insured for more than ten years teach you to choose the most suitable education fund → "Should I buy an education fund?" How to choose the appropriate education fund? 》
Matters needing attention in purchasing education insurance for children:
Insurance experts pointed out that there are three main types of education fund insurance in the market at present:
One is pure education fund insurance, which mainly provides education expenses during junior high school, high school and university;
Second, the education fund insurance at a certain stage is usually aimed at a certain stage of junior high school, high school or university, mainly in the form of additional insurance;
Third, it can not only provide education expenses for junior high schools, senior high schools and universities, but also provide future survival guarantee.
Parents are advised to choose higher education insurance according to their own abilities. If the annual household savings exceeds 200,000, we can consider using part of it as higher education savings. In addition, some popular universal insurance and investment-linked insurance can also be used as the purpose of saving education funds. Only the income of this kind of insurance is uncertain (especially investment-linked insurance); At the same time, the terms of these two types of insurance are more complicated than general types of insurance, and there are often some deductions in initial expenses and guarantee expenses. Parents had better know before buying.
If you have any questions about education fund insurance, you can consult Mintebao, which is created by a team of senior people in the industry, and builds a perfect professional content system such as insurance concept, insurance misunderstanding, product evaluation, scheme configuration and practical strategy, so as to enhance insurance awareness step by step.