Don't be so extreme, my friend. There may be a lot you don't know. You don't know why you bought it in the first place You can calculate interest and risk. Insurance is not good or bad, only suitable or not. Choosing an education fund for your child is the greatest manifestation of your responsibility to your child. At every stage of your child's growth, you will receive the education expenses you have prepared for your baby. If you tighten your belt for 20 years, you will find that these 20 years have not been wasted.

Not only has an education fund been prepared for children, but also extra care has been provided. For a very simple example, the bank interest rate is being adjusted now. If this person opens an education fund account for his children in the bank, then he can only earn some interest. If he has saved for three or four years, if the child needs money for anything, will this bank account be enough? Just a little more interested. Of course, we all want our families to be healthy, but hope is not inevitable. There are many examples around us. Listening to what others say is just a story. If it happens in your own home, it is an accident.

The extra care of insurance is that it has been saved for three years and four years. If the child has an accident, the insured amount is more than 65438+200,000. Compared with the bank's single interest, it will cost 65438+200,000. When the insurance expires, you will get back all the principal and interest, and there will be protection during the period.

Nowadays, people want to pay high insurance premiums for auto insurance. An ordinary car costs 8 9 thousand yuan. I don't know whether the car is expensive or the person is valuable.

If you don't protect the money-making printing machine at home, where can you get a garage and a happy life?

I suggest you try again 10 years, and don't pay it back. Insurance is just a check that will be delivered to you sooner or later. You have nothing to save. Small money can be exchanged for emergency money.

I hope you can adopt it and relax. The education fund is earmarked for children. Like our adult pension insurance and medical insurance, we can't get a pension before retirement age.

With your efforts, your family will have a future, and so will your children. I hope your family is happy and harmonious.

A person has been pursuing happiness all his life. In fact, everyone around him feels your responsibility. This is your eternal happiness!