At present, Hong Xin Life is the best-selling insurance in the Pacific. I don't know which city you are from. On June 1 day, it was tried in the whole country 1 1 city, and the effect was very good. There were many cities in July, and it began to be sold nationwide in August.

What you said at last seems that you don't know much about insurance. I wonder how the salesman communicated with you. If you don't trust you very much, you can find someone you think is better.

This money is the education fund, which can be used to send children to school, get married, start a business and provide for the elderly.

I don't know how much money you saved. It costs a lot of money for children to go to college, but it is definitely uncomfortable to ask our parents to spend tens of thousands of dollars at a time. Can they take it out? But it must be a bit cumbersome to take out so much at once, but it must be taken out for the children to go to school.

Now deposit insurance is to disperse the money to be taken out at one time, pay a little every year, and then take it out smoothly when you go to school. Moreover, if this money is invested every year, the income will be lifelong and compound interest. Insurance is a long-term stable income.

If you want to use the money after investing, it is better to deposit it in the bank, so it is more objective to take it out at one time when you go to school or get married and start a business decades later.

In fact, I paid back the money when I was at school, and I paid back the principal when I was 70 years old.

My advice to you here is that you can buy with confidence and ask the salesman for the terms. The insurance terms say you will definitely give it. This has legal advantages. Now that insurance is getting stricter and stricter, the management of "CIRC" is becoming more and more perfect, and there will be no fraud.

And now the network is transparent, if you don't understand anything, you can find it.

If you have any other questions, you can consult in detail or contact me in person.

I use my major to answer your questions, and I am happy to help.

Li Yang, Senior Business Director of Pacific Life Dalian Branch

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.