1. Is Weibo loan reliable?
Kouzi background
Weibo borrowed money from a company named "Beijing micro poly Future Technology Co., Ltd.", not Sina, as everyone guessed. Therefore, Weibo's ability to borrow money is not very strong, much worse than micro-loans and borrowing money.
The way they operate.
Similar to the common loan account opening, Weibo borrows money in a pure credit loan mode without any mortgage or guarantee. Weibo can borrow up to 200,000 yuan with a daily interest rate of 0.05%.
User Experience
From the user experience, it seems that Weibo is not doing very well in borrowing money. On the Internet, many netizens complained that Weibo had a high interest rate on borrowing money and had a routine. It can be seen that Weibo's borrowing still needs to be improved.
Second, what happens when Weibo borrows money?
1, become a credit black.
It is understood that borrowing money in Weibo is a loan hole that will report the borrower's bad record to the Credit Bureau. Therefore, if everyone chooses not to repay the loan, it will inevitably leave a serious stain on the central bank's credit information. According to the existing regulations, if the debt is not paid off, the credit stain will always exist.
People who have borrowed money in Weibo will find it difficult to apply for loans and credit cards in the bank in the future. In addition, everyone may be rejected because of poor credit information when applying for a job.
2. Become a cyber hacker
For those who don't repay their loans, Weibo will report their information to the Internet for credit reporting, making them become cyber hackers. Once you become an online hacker, you can't apply for an online loan when you need money badly in the future.
3. Become Lao Lai
If the borrower is sued by Weibo for non-repayment, he may be included in the list of untrustworthy persons by the court. In the future, the food, clothing, housing and transportation of faithless people will be restricted, and the education of their children will also be affected.
To sum up, Weibo's loan is still very reliable, but its strength is not so strong. It mainly adopts pure credit loans without mortgage and guarantee, with a maximum amount of 200,000 yuan. In terms of user experience, Weibo's loans are not very popular, and some people say that they are routine. Weibo borrowed money and didn't pay it back, but the consequences were still very serious. He made a credit report at the meeting. In addition, it is possible to become a cyber hacker and become an old lai, so I suggest that everyone must repay on time. If you have any other questions, you can come and ask us.