Children's education insurance is very similar to our pension, but it has different functions. Our pension is for the aged, and education insurance is for the better education of children. Many families plan their children's future education from a very young age. Parents and friends who don't know what education gold products to buy can look at the latest education gold rankings compiled by senior sisters: the latest! The eight education grants with the highest rate of return in 2022 are coming ~

What are the benefits of buying education insurance for children?

1, stable income

The interest rate of education fund is less affected by the market economy environment. Compared with fund stocks, stable income can lock in long-term interest rates.

2, earmarking

Saving a sum of money in advance so that children can have enough education funds at a certain stage, such as going to college and studying abroad, can help us to make compulsory savings and achieve the effect of earmarking.

How to buy education fund insurance? If you want to know more, take a look at this strategy: Parents must read: Is it necessary to buy education insurance? How to choose the right product?

Although the education fund is good, the school sister should remind parents and friends to configure insurance for their children before considering buying an education fund.

An important principle to follow when buying insurance is "guarantee first". You can provide children with basic health insurance such as medical insurance, accident insurance and critical illness insurance first, and then consider the savings education fund.

Don't put the cart before the horse, only pay attention to education funds, without considering the basic guarantee. If you don't know how to buy insurance for your child, you can read this popular science article: deep and good-how to buy insurance for your child? The netizen shouted: How can I see it now?

In addition, when we choose education fund products, we should not only consider the rate of return, but also carefully compare the guarantee content of each product, and then allocate education funds according to our actual situation, such as family economic budget and children's age.

Hope to adopt!

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