First, AIA-a hundred years of history

AIA first came to the mainland on 19 19, and finally 1992 officially entered China. At present, AIA is headquartered in Hongkong, China, and set up a branch in Shanghai in the same year. In terms of time, it can be regarded as a century-old enterprise.

Second, AIA became the only wholly foreign-owned insurance company in China.

It is precisely because AIA entered the China market earlier that it successfully circumvented the restriction that "the proportion of foreign capital should not exceed 50% of the company's total share capital" and became the only wholly foreign-owned insurance company in China.

Three. The latest solvency of AIA

Solvency refers to the ability of insurance companies to repay debts, which can be used to measure the financial situation of insurance companies.

The newly announced core solvency in 2020 is as high as 464.37%, which shows that the company has abundant funds and does not have to worry about bankruptcy.

Which insurance companies have higher solvency? I sorted it out here: "The solvency ranking is fresh in 2020, which company is the most" able "to compensate? 》

Iv. AIA hot-selling products

AIA is mainly engaged in life insurance business, including life insurance, health insurance, accident insurance and annuity insurance. You can see the classification of these products:

Whether AIA's products are worth buying depends on which products. I briefly introduce a product, taking AIA's critical illness insurance "Quanyou Xianghui 20 19" as the evaluation object:

Advantages:

1. The guarantee is basically sufficient: serious illness, mild illness, death and total disability are all guaranteed;

2. Flexible choice of protection: you can choose multiple compensation for serious illness, multiple compensation for cancer, accidental injury protection and exemption of the insured.

Insufficient:

1. The minor illness guarantee has invisible grouping; The proportion of the first two payments is low; And the lack of protection for middle-aged diseases.

2. The cost performance is not high, and the premium burden is heavy, which is not suitable for working families to buy.

Generally speaking, AIA's strength is still very strong, but there is still a gap with China Life, Peace and the Pacific Ocean. To buy insurance, in addition to looking at insurance companies, we should actually pay more attention to the products themselves, and we can compare more popular products of the same kind: "Top Ten Hot Critical Illness Insurance Stocks Worth Buying! 》

Hope to adopt!

The same number on the whole network: Xueba said insurance, welcome to search!

Source: Xueba said that insurance official website