I want to invest in the fund as a monthly education fund for children (10) in 300 yuan (18), but some people say that the cycle is too long to keep up with the depreciation of RMB. I hope I can give some advice, thank you. Fixed investment of the fund is a kind of saving investment and wealth management, which aims to gain long-term investment income by accumulating costs for a long time and ignoring short-term market fluctuations. The most important thing for a fund to make a fixed investment is its purpose. Generally speaking, there will be a specific event. Of course, this is your own consideration. Without a goal, it is easy to give up and the effect is poor. For example, getting married, having children, spending money on children's education and so on. In this way, through the length of the target distance in the current year, you can choose the appropriate fund type for fixed investment.

The final effect of fixed investment has a great relationship with the type of fund you choose.

For example, it is not suitable to choose partial stock type in the short term, mainly because the short-term stock market fluctuation is not clear and the risk will be great.

Long-term fixed investment is not recommended to choose a fund with small fluctuations, so the maturity income will not be obvious.

Long-term fixed investment selects funds with large fluctuations.

Children's long-term education fund can be mixed or balanced.

It is no problem to share the growth of economy and stock market for a long time.