When the children go to college. According to the data of the new station insurance network, children's education fund insurance a 1999 is an insurance product that provides financial guarantee for children's future education expenses. Under normal circumstances, education fund insurance is collected when children reach adulthood or go to college to pay for their education. China Life Insurance for Children's Education A 1999 is an insurance product specially designed for parents to educate their children. Its characteristic is that the guarantee period is as long as 18 years, covering risks such as accidental injury, illness, medical treatment, death and total disability. At the same time, the product also provides two ways to return education funds and premiums, so that parents can reserve funds for their children's education with more confidence.