As far as we know, the borrowing cost of student-origin student loans is basically only loan interest. The loan interest is calculated according to the benchmark interest rate of the central bank in the same period of the year, and is adjusted once a year according to the change of interest rate.
For example, apply for a student loan of 8,000 yuan, with an annualized interest rate of 392 yuan/year.
It should be reminded that the state will fully subsidize the interest of student-origin student loans during school. In other words, the cost of student-origin loans during school is basically zero.
Is there a great pressure to repay student loans from the perspective of students?
Some students are worried that the cost of student loans is too high and will not be paid in the future. In fact, the student-origin student loan is not only low in cost, but also has a long repayment period. You can choose the repayment period of 6- 14 years according to your own needs, and there will be very few loans to be repaid every year.
The above answers the question about the cost of student loans from students' places of origin, hoping to dispel your doubts.