1, planning in advance: children's education expenses are necessary, and there is no time flexibility. When children reach a certain age, the education fund can provide these rigid expenses. Plan the expenses related to children's going to college and graduate school in advance, and use them for special purposes.

2. Compulsory saving: saving money is the accumulation from less to more. Only by forcibly saving a little money that is usually wasted can we get the money later.

3. Education grant has the function of premium exemption: there are two major risks, diseases and accidents are unpredictable and may happen at any time. If you don't buy education funds, children's education expenses will be affected to some extent when faced with these two major problems. However, if the education fund is insured, the contract will still be valid in the face of these two major problems, and the cost of children's schooling will not have any impact.