Workers who normally deposit housing provident fund units may apply for withdrawal of housing provident fund under any of the following circumstances:

(a) the purchase of owner-occupied housing, including: the purchase of commercial housing, second-hand housing, housing reform stock housing, affordable housing funded by the unit and resettlement housing;

(two) the construction, renovation or overhaul of owner occupied housing;

(3) Repaying the principal and interest of individual housing loans;

(4) retirees;

(five) completely lose the ability to work, and terminate the labor relationship with the unit;

(six) to settle abroad or to settle in Hong Kong, Macao and Taiwan;

(seven) workers included in the minimum living guarantee for urban residents in this Municipality;

(eight) the employees themselves, their spouses and their immediate family members have caused serious difficulties in family life due to major diseases;

(nine) termination of labor relations with the unit for two years without employment, and family life is seriously difficult;

(ten) the male who terminated the labor relationship with the unit has reached the age of 50, and the female has reached the age of 45, and has not been re-employed, so the family life is difficult.