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Preface to the bank account manager's business manual
The book in front of me is a brand-new credit training textbook for account managers. To say it is new, first, it is new in content, adopting the latest laws and regulations in China in recent years and compiling the latest cases in banking business; Second, pay attention to practicality and introduce the latest credit technology and practical essentials from the perspective of account managers; Thirdly, combined with the management art of modern banks, it summarizes the new thinking, new practices and new models in practice, which can be said to be an article about credit work experience.

China is in a great historical period of sustained economic development, profound changes in social life and accelerated integration of domestic and international economies. Under this trend of the times, banks have also experienced unprecedented changes.

In 2006, with the care and support of the Party and the state, Guangfa Bank implemented strategic restructuring, welcomed an investor team composed of well-known enterprises at home and abroad, such as Citigroup, China Life Insurance, State Grid, CITIC Trust and IBM Credit, completed the divestiture of non-performing assets, made up historical losses and increased capital simultaneously, setting a new development milestone. After the reorganization, the corporate governance structure is changing from "likeness" to "likeness", which has taken substantial steps to build Guangfa Bank into a modern commercial bank that conforms to international practices, suits China's national conditions and operates efficiently.

General Secretary Hu Jintao pointed out in the report of the 17th National Congress that the first priority of Scientific Outlook on Development is development, and the core is people-oriented. Human resources are the most important assets that cannot be seen on the bank's balance sheet. To implement the "people-oriented" concept, it is necessary to establish a scientific and perfect incentive mechanism, improve the employee learning and training system, and build a career development platform for employees. Only by taking into account the practical needs and future development needs of banks can staff training achieve the purpose of improving business performance and enhancing core competitiveness.