The loan interest rate of the loan project (unit%) is 6.06 for six months to one year, 6. 1 for three years to five years, and 6.45 and 6.6 for more than five years.

Due to the stable income of civil servants, banks have provided a lot of convenience for official loans, and they have launched civil servant loans one after another. The civil servant loan policy has relevant provisions on the conditions and processes of civil servant loans. This article will give you a detailed introduction to the latest policies and interest rates of civil servants' loans.

The latest policy of civil servant loan

First, the civil service loan conditions

1, with permanent residence or valid residence certificate in this city;

2. Have a stable source of repayment and income;

3. Good credit and the ability to repay the principal and interest on schedule;

4. Willing to accept our loan review;

5. The purpose of the loan is legal and compliant;

6. Open a savings account or hold a savings card in our bank;

7. To participate in the personal personal accident insurance, the beneficiary must be our bank (personal accident insurance, the amount of insurance claims shall not be lower than the loan principal and interest);

8. Other conditions that the Bank deems necessary.

9, the civil service loan period shall not exceed twelve months;

10, and the maximum loan amount shall not exceed 10 times the average monthly salary of the family, generally not exceeding 50,000 yuan.