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Model essay on financial career planning
Model essay on financial career planning

No matter what industry you enter, it is very important to make a good financial career plan. The formulation of career planning book will help individual workers in the financial industry to achieve greater achievements. Below I share a model essay on financial career planning.

Model essay on financial career planning 1 The financial industry is a hot industry in 2 1 century. In order to adapt to the development of society and be a useful person to society, I chose my favorite financial major. And after graduation, I have been working hard for my ideal. To this end, I have made the following model essay on the career planning of finance majors, and I will move towards my planned goal.

First, the employment destination of financial graduates

Judging from the employment situation in recent years, there are usually several trends in finance graduation:

1. Commercial banks, including the four major banks and joint-stock companies, domestic branches of city commercial banks and foreign banks.

2. Securities companies, including fund management companies; Shanghai Stock Exchange, Shenzhen Stock Exchange and Futures Exchange.

3 trust and investment companies, financial investment holding companies, investment consulting companies and large enterprise finance companies.

4. Financial holding group, four asset management companies, financial leasing and guarantee companies.

5. Insurance companies and insurance brokerage companies.

6. The Central Committee (People's Bank of China), the China Banking Regulatory Commission, the China Securities Regulatory Commission and the China Insurance Regulatory Commission are financial regulatory agencies.

7. Policy banks such as China Development Bank and China Agricultural Development Bank.

8. The social security fund management center or social security bureau is generally the insurance direction.

9 government administrative agencies in the sequence of national civil servants, such as finance, auditing, customs and other departments; Teachers majoring in finance in colleges and universities; Institute researcher

10. securities department, finance department, securities affairs representative, secretariat of the board of directors, etc. Listed (to be listed) joint-stock companies.

Second, hot jobs related to the financial industry.

1, bank account manager

Requirements: Financial background, marketing experience, strong market analysis and development ability, strong adaptability and affinity, proficient in foreign languages.

Entrance threshold: bachelor's degree certificate, English grade certificate, FECT is better.

Salary level: flexible, closely linked to deposit performance, ranging from the same as ordinary bank employees to tens of thousands of yuan per month.

Career prospects: foreign banks are eyeing, and financial institutions such as insurance, securities and trust have also robbed some of the money in the hands of residents. How banks in China develop and stabilize depositors is very crucial. In this case, the importance of account managers has gradually emerged, and many state-owned commercial banks recruit 50 or hundreds of people at every turn. If you do well, you can enjoy the president's treatment, which is the same as the president's salary coefficient.

2. International salesman of the bank

Requirements: Familiar with national financial and foreign exchange management policies and systems, banking business and its functions, management regulations of international banking and credit business, relevant international rules and operation procedures, and international settlement system. Honest and clean, can keep secrets.

Entry threshold: Bachelor degree, CET-6 or above.

Salary level: the annual salary is 654.38+10,000 yuan.

Career prospects: With the rapid development of international business of major banks, the demand for such talents is increasing. An international salesman who has international business and overseas related work experience and is familiar with the China market can earn up to 250,000 yuan a year.

3. Head of bank risk management

Job Requirements: Strong logical and data analysis skills, familiar with credit policies, with more than 5 years working experience in securities, insurance, trust, etc.

Entry threshold: bachelor degree or above, CET-6 or above.

Salary level: the annual salary is about 6,543,800 yuan.

Career prospects: Risk management is the core of bank operation and management, and it is a risk control based on rich business data and scientific management mode. China's commercial banks are in the transition stage from risk control to risk management, and they need to attract talents in this field with competitive salaries.

4. Securities analyst

Requirements: Familiar with the securities industry, with solid knowledge of securities theory and rich practical experience, high economic theory literacy and research level, able to conduct industry research.

Entry threshold: bachelor degree, qualification certificate for securities practitioners.

Salary level: annual salary10-500,000 yuan.

Career prospects: The huge investment group of 70 million investors in China provides a solid foundation for the development of securities analysts. They can not only guide individual clients to invest in securities, but also serve as commentators or contributing writers in newspapers, television and radio. With the increase of securities varieties, securities analysts will have more room to use and their income will gradually increase.

5. Insurance broker

Requirements: Proficient in non-life insurance, life insurance, reinsurance and risk management, with legal, financial, financial and statistical knowledge, rich practical experience in risk management and insurance, and good public relations coordination ability.

Entry threshold: insurance broker qualification examination certificate.

Salary level: The annual salary of insurance brokers with a certain customer base and popularity is between 1.5-0.5 million yuan.

Career prospects: The insurance broker market in China started in 2000, with 65,438+00,000 employees at present, and it is expected to grow to 200,000-300,000 in five years, reaching 65,438+00. In Europe and America, the average annual salary of insurance brokers is $300,000. In contrast, there is still much room for growth in the remuneration of China's securities firms.

According to the above information, the employment requirements have been greatly improved. If you want to gain a foothold in the financial industry, you must have enough knowledge.

1, knowledge reserves at different stages

(1) basic period: basic knowledge and theory;

(2) Professional reserves: obtain relevant qualification certificates, such as securities, futures, insurance, funds, analysts, banking qualification certificates, financial English FECT, CFA, etc.;

(3) Advanced preparation: internship, specific contact stage;

(4) Employment: knowledge updating.

Four, the advantages and disadvantages of employment in the financial industry

1, favorable factors:

(1) In the horizontal comparison of salaries in various industries, the average salary and welfare in the financial industry is the highest.

(2) In the atmosphere of national market economy, practitioners in the financial industry can feel that they are holding a "decent" career.

(3) Working in a completely dynamic market environment every day.

(4) Talented employees can be promoted quickly.

(5) generous treatment and vacation benefits

(6) The turnover rate is low, and the industry average voluntary turnover rate is 16%.

2. Disadvantages:

(1) The working hours are long and the working pressure is relatively high.

(2) Vulnerable to the business and stock market cycles.

(3) The highly structured environment of large companies makes people feel isolated and neglected.

(4) Some big companies are unwilling to change and try new ideas.

(5) We often face the dilemma of "morality" and "interests"

(6) The financial industry has a perfect system and strict rules and regulations, so it is not necessary to innovate, but only to abide by them.

Verb (abbreviation of verb) abstract

Sophomore, about to face the problem of finding an internship in junior year. It is very important to make full use of the present study time and lay a good foundation for future work. Only when the goal is clear, the future development direction is really known, the development plan is determined and strictly implemented can we reach the final destination. Therefore, in less than a year, be a good student and get the relevant certificates to lay a good foundation for finding a job one year later. I believe that after one year, I will work harder to make myself better.

Fan, financial career planning.

I. Ten-year plan after graduation from XX University

(20xx -20xx years, 20 to 30 years old)

Wish: Successful career and happy family.

Direction: senior managers of enterprises

Overall goal: to complete master's and doctoral studies, enter a well-known foreign-funded enterprise in XX and become a senior manager.

What's going on? After finishing my master's degree, I entered a foreign-funded enterprise and want to continue my doctoral studies.

Two, social environment planning and occupation analysis (ten-year plan)

1, general social environment:

China enjoys political stability and sustained economic development. An important role in the global economic integration environment. The economic development momentum is strong. After China's accession to the WTO, a large number of foreign enterprises will enter the China market, and China enterprises will also go abroad.

2, professional special social environment management:

Due to the late development of China's management science, most of the management knowledge originated from abroad, and there are still many imperfections in China's enterprise management. China urgently needs management talents, especially senior management talents who have been systematically trained. Therefore, the professional market of enterprise management is broad.

To develop enterprises in China, we must adapt to the national conditions of China, which requires the combination of scientific and artistic management and dynamic adaptation to the environment. Therefore, a large number of foreign-funded enterprises attracted by China market are facing the task of localization. This provides many opportunities for people who are going to do management work in foreign companies.

Three, industry environment analysis and enterprise analysis

1, industry analysis:

My company is a multinational accounting company. It is a management consulting enterprise. With China's entry into WTO, the business of enterprises is gradually globalized, and domestic enterprises are gradually in line with international practices. Therefore, such enterprises have developed rapidly after being introduced into China in recent years.

2, enterprise analysis:

Xx Company is one of the four largest accounting firms in the world and a joint-stock enterprise. The leadership style of the company is steady. The company takes "honesty, steadiness, service and innovation" as its core values, and has steadily promoted its business on a global scale for ten years. At present, it has branches in more than 0 countries and regions around the world.

The company entered China in 2000 and set up a branch in the same year. While expanding our business steadily, we will focus on promoting the company's business philosophy and strive to keep pace with the developing * * *. I agree with the company's corporate culture and development strategy, but the company's business work is too busy to carry out personal self-cultivation and the room for improvement is limited. But generally speaking, as my first job, I am lucky to be exposed to the business model of the top enterprises in the industry, and I may achieve some career goals in this enterprise.

Fourth, personal analysis and role suggestions

1, personal analysis:

(1) Status:

Excellent English level and fluent communication skills; Solid legal major, proficient in economic and trade knowledge; Strong interpersonal communication skills; Quick thinking and fluent expression; As a student cadre for a long time in the university, I have strong organizational and coordination skills; Have a strong desire and ability to learn.

(2) Evaluation results (omitted)

2. Role suggestion:

Father: "continuous learning, strong ability"; "Work hard and develop, so that we can move in and live together after retirement in a big city."

Mother: Make progress at work and don't make mistakes in marriage.

Teacher: "Smart, self-motivated, simple and smart", lacking social experience "

Classmate: "Strong working ability" and "Suitable for white-collar workers".

Five, the decomposition and combination of career goals

Career objectives: senior managers of well-known foreign-funded enterprises.

20xx-20xx year 1:

Result goal; Through practical study, this paper summarizes the enterprise management theory suitable for contemporary China's national conditions.

Educational goal: graduate with a master's degree; Qualified as a lawyer and passed GRE and advanced English interpretation exam.

Job objective: Business assistant in foreign company.

Ability goal: have the theoretical basis for engaging in specific legal work in the economic field, and have certain practical experience through internship; Contact and understand foreign-related business activities; English application ability has authoritative qualification certification; Have a certain scientific research ability, published more than 5 papers.

Economic goal: part-time job during school, with an annual income of 6.5438+0 million yuan; Business assistants earn 50 thousand a year.

2, 20xx years -20xx years:

Educational goal: pass the CPA exam.

Job objective: department manager of foreign-funded enterprises

Ability goal: Skillfully handle the work in this position, and the work performance occupies a prominent position among colleagues at the same level; Familiar with the operation mechanism and corporate culture of foreign-funded enterprises, able to communicate with the upper level of the company without obstacles.

Economic goal: the annual salary is 654.38+ 10,000.

3, 20xx years -20xx years:

Educational goal: study and get a doctorate.

Job objectives: senior manager of well-known foreign-funded enterprises and external lecturer of colleges and universities.

Ability goal: outstanding scientific research ability, publishing papers in authoritative foreign journals; Form your own management concept, have a high level of speech, and have the ability to organize and lead the team; Direct and smooth communication with the company's decision-making level; Have the psychological quality and ability to deal with emergencies; Has a wide range of social activities, has a certain popularity in the industry.

Economic goal: the annual salary is 250,000.

Six, the standard of success

My success criterion is the coordinated development of personal affairs, career and family life.

As long as I try my best, my ability has also been brought into play, and I have made real self-improvement at every stage. Even if my goal is not achieved (especially the income goal), I won't feel failed. Putting too much pressure on yourself is a failure in itself.

I think it is understandable to sacrifice my career goals for my family. You must have your own family before you are 28.

Seven. Career planning implementation plan

Gap: 1, advanced management concepts and rich management experience of multinational enterprises;

2. As a senior professional manager, he must have the skills and innovative ability;

3. Lack of rapid adaptability;

4. There is a gap in physical adaptability.

5. The social circle is too narrow.

Eight, ways to narrow the gap:

1, education and training methods

(1) Make full use of the time for graduate students to study at school before graduation to supplement their required knowledge and skills. Including participating in social group activities, reading related books extensively, taking elective courses, auditing related courses, applying for skills qualification certificates, etc. Time: before July 2008.

(2) Make full use of the training opportunities provided by the company to employees and strive for more training opportunities. Time: long term

(3) studying for a doctorate in management. Time: within five years

Step 2 discuss communication methods

(1) Discuss and communicate with teachers and classmates during school, and choose to communicate with some of them frequently after graduation.

(2) Actively communicate with the direct supervisor at work to deepen understanding; Take advantage of the large number of alumni, participate in alumni networking activities, and often contact and communicate with them.

3. Practice the practice method

(1) Exercise your attention, think in a noisy environment and work normally. Consciously train yourself in a big and noisy office.

(2) Develop good exercise, diet and living habits. Sleep 6-8 hours a day and exercise more than three times a week.

(3) Make full use of your working conditions to expand the circle of friends, attach importance to the circle of classmates, and attach importance to communication with everyone, regardless of status and intimacy.

Financial career planning model essay 2 financial personal career planning book model essay

I. Self-awareness

1, advantages:

A. Self-assessment: responsible, earnest, enthusiastic, eager to learn new things, self-learning ability and flexibility.

B. Teacher's leadership evaluation: strong interest in learning, excellent grades, serious and responsible work, enthusiastic treatment, good relationship with classmates, and certain leadership ability.

C. Parents and family evaluation: I am very serious in my work, have the determination to complete it, like to create by myself, have strong hands-on ability, dexterity, strong observation ability and optimism.

D. Evaluation of classmates and friends: enthusiastic, approachable, helpful, honest, conscientious, polite, lively, optimistic and imaginative.

F department evaluation: responsible, earnest, self-motivated and proactive.

2. Disadvantages:

A. Self-assessment: lack of determination, lack of determination, lack of initiative, impatience and weak self-control.

B, teacher leadership evaluation: doing things a little frivolous, a little confused

C, parents and family evaluation: lazy, lack of common sense of life, lack of opinion, work anticlimactic, emotional, too simple and immature.

D, classmates and friends evaluation: too pursuit of perfection, emotional, a little naive, procrastinating.

F, department evaluation: not deeply involved in the world, not sharp enough.

3. Overview of self-cognition:

I am serious and responsible, but sometimes I pursue perfection too much; I like to learn new things, have certain self-study ability, and deal with problems flexibly, but sometimes I am not active enough, and sometimes I drag my feet, so I have a lazy attitude. Self-motivated, but sometimes overestimate their abilities; Enthusiastic, but anticlimactic; Lack of opinion. In terms of personality, he is approachable, warm and friendly, optimistic, but emotional, and a little thing can make his mood fluctuate; Have affinity, but lack of leadership style; Poor common sense in life, very ignorant

4. Development and improvement:

A. overcome laziness and slackness.

B, learn to make your own decisions and make your own decisions.

C, learn to pay attention to the things around you, listen more, understand more and think more.

D, learn self-discipline, learn to manage your own time and money.

F, learn to control your emotions, adjust your psychology, and express your emotions in an appropriate way.

Second, professional cognition:

1, external environment analysis:

① Analysis of family environment

My father started his own business and my mother was a full-time housewife. Because many things have always been decided by parents, so I have no opinion. Also, because of my mother's overindulgence, my psychological endurance is very low, I am not strong enough, and I have not encountered great setbacks. Therefore, my personal thoughts are naive and I prefer to lose my temper.

I have relatives who run restaurants in the United States, and my family has already planned to immigrate to the United States. I think such conditions are more conducive to my work in the direction of international trade.

② Analysis of school environment

Although our school is only a 2B college, it is an independent college of Guangzhou University approved by the Ministry of Education and an earlier software college in Guangdong Province. Running schools in cooperation with a number of large enterprises has won the favor of students and the recognition of parents and society with its professional settings that closely meet the market demand.

We are undergraduates in the School of Software Engineering, and the school pays special attention to the development of this year. After all, our college is still growing, and a fire is very important. I believe that under the special care of the school, we will have a good chance.

③ Analysis of social environment

With the rapid growth of the world economy and the in-depth development of economic globalization, the current international trade growth has obviously accelerated and has entered a new round of growth. In 2004, the global trade in goods increased by 2 1% in nominal terms, reaching the level of 25 years.

Driven by the strong growth of the world economy and the strong demand for energy and raw materials in the international market, the global trade in goods and services in 2004 was nearly 1 1 trillion dollars, with a growth rate of 20%, maintaining a high-speed growth trend.

China is a striking "bright spot" in the growth of international trade in recent years, which shows that China not only keeps increasing its share and ranking in the global trade volume, but also contributes more and more to the global trade increment. Since 200 1 joined the WTO, China's ranking in global trade has increased by one place every year.

In 2004, China's foreign trade volume reached1154.8 billion US dollars, surpassing Japan to become the third largest trading country after the United States and Germany, accounting for 6.4% and 20% of the total global trade in goods respectively. From this perspective, China's international trade still has room for development.

④ Target area analysis

Guangzhou, the capital of Guangdong Province, is the center of politics, economy, science and technology, education and culture, and a coastal city in the south of China. From 1992, Guangzhou's comprehensive economic strength jumped to the third place in the national 10 metropolis. Especially since the Ninth Five-Year Plan, Guangzhou's economic strength and comprehensive competitiveness have been significantly enhanced, and its economic prospects are promising.

Shenzhen-Since the reform and opening up 25 years ago, Shenzhen has developed from a border town into a modern international metropolis, and this "Shenzhen speed" is not inferior to any country in the world. In 2004, China City Competitiveness Report assessed that Shenzhen's comprehensive competitiveness ranked third in China.

⑤ Analysis of target industry development

With the intensification of economic globalization, economic and trade exchanges between China and other countries in the world have become increasingly frequent, and those professional foreign trade talents who are familiar with international practices, proficient in foreign languages and international trade rules, and master the knowledge and skills of trade negotiations have been paid more and more attention.

After China's entry into WTO, with the further deepening of China's foreign trade system reform, more and more enterprises have been approved to engage in foreign trade directly, which requires the economic and trade personnel of enterprises not only to have the foreign language skills needed in daily life, but also to know the international trade knowledge, international trade negotiation rules and regulations, international economic law, marketing skills and basic product professional knowledge.

With the further increase of foreign trade, it has become an important task for China's higher education to train a large number of high-quality international economic and trade talents. In a word, China's entry into WTO is both a challenge and a great opportunity for the development of international economy and trade of China universities. Students majoring in this major have broad employment prospects, but the requirements will be higher.