Alipay related person said: "The delayed payment function means that the user's money will not reach the other party's account immediately. If the user needs to recover the funds because he was cheated, he should contact the public security organ in time to report the case while contacting us. If the public security organ contacts us to stop paying in time, we will fully cooperate with the police. "

Ma Huazhan, an insider, pointed out: "If the transfer on the payment platform can be withdrawn, it is not excluded that there is another scam: the consignee lied that he was cheated and asked Alipay to cancel the transaction. If Alipay only cancels the transaction at the request of one party, it is likely that the person who asked to cancel the transaction got the goods and got the money back. "

Extended data:

The Notice of the People's Bank of China on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks No.261requires that banks and payment institutions should provide depositors with various transfer methods such as real-time arrival, ordinary arrival and next-day arrival when providing transfer services from 20121day.

It is specially stipulated that in addition to transferring money to my peer account, if an individual transfers money through the self-service counter, he can apply for cancellation of the transfer within 24 hours after the card-issuing bank accepts it.

However, this provision does not explicitly require the payment institution to "cancel the transfer business once an individual (within the extended period) applies". However, the payment institution is required to straighten out the work flow of assisting the competent authorities to inquire, stop payment, freeze and deduct before 20 1 16/October 30.

Realize the inquiry of account information and transaction flow, as well as account payment stop, freezing and deduction; Designate a special person to assist in inquiry, payment suspension, freezing and deduction.

Regarding whether Alipay only supports delayed payment but not cancellation, Xiao Jinyang, a lawyer of Guangdong Hebang Law Firm, said: "If the platform fails to provide corresponding services after making an agreement to stop payment, it is a breach of contract. However, Xiao Jinyang believes that this requires laws or corresponding judicial interpretations to clarify the responsibility of the payment platform. "

People's Daily Online-WeChat Alipay transfer can be delayed but cannot be withdrawn.