At that time, our position was to help finance develop better through the power of science and technology. Why is the combination of finance and technology better? Science and technology is the science of numbers at the earliest, while finance is the business of numbers at the earliest, so the combination of finance and technology is a natural and organic combination.
Since the establishment of 20 12, Yirendai has been using technology to improve the online service experience of the whole financial product from the perspective of users' credit value, and providing more financial products for users with technological innovation.
Most of the customer base of Pleasant Loan comes from the Internet, and the customer base is slowly increasing. Until today, most customers are online, and the number of users on the mobile side also has an absolute advantage.
After five years' development, Pleasant Loan has been able to provide online financial services and online loan services for financial customers, so that everyone's financial needs can be better met in Pleasant Loan.
20 15 12 18, Yirendai, as the first financial technology stock in China, landed on the NYSE, officially opening the curtain for China financial technology enterprises to compete with world-class excellent financial technology enterprises. Next, I will share with you the listing of pleasant loans.
Landing on NYSE is a milestone event for Pleasant Loan and even the financial technology field in China. After our listing, our performance is constantly surpassing.
In the process of listing, pleasant loans are also "full of twists and turns". As the first listed company in China, they didn't know much about pleasant loans at that time, so they were finally recognized by international capital and mature trading markets, which also showed that pleasant loans met the requirements of the whole capital market and listed companies.
The successful operation after listing has also enhanced our confidence in continuing to develop and serve customers better, and at the same time enhanced our professional ability, thus providing better influence for the whole industry. One of the biggest challenges when we went public was information leakage, so we cooperated with American financial regulators in an open and transparent way to promote the successful listing of Pleasant Loan.
At present, pleasant loans have business lines such as lending treasure and pleasant wealth, with strong technical support behind them. At the same time, pleasant loan, as a scientific and technological innovation enterprise, also includes the innovative products department. At present, there are more than 800 pleasant loan companies, and the management and many leading members of the whole company have strong financial and technological enterprise backgrounds.
The next important topic is corporate culture. It has always been said that pleasant loans are the first share of financial technology because we have always regarded technology as the creed to promote financial development, so there are these key words in corporate culture: innovation, openness, equality, marathon and welfare.
From the perspective of pleasant loans, we will make employees feel that their efforts can be rewarded. As a leading industry in financial technology, we provide employees with a fairly high salary and welfare system. Pleasant loan employees can enjoy a maximum salary of 18 months and project bonus.
In addition, we have designed a perfect training system for employees to make up for their own shortcomings, improve their professional quality and make individuals more competitive in the workplace. We hope that the small partners who can join Pleasant Loan in the future can enjoy the cultural atmosphere provided by the company with us.
Now I would like to share with you the employment concept of Pleasant Loan. Our recruitment goal is not only that you have strong professional ability and work experience, but also that we need people with both ability and political integrity and responsibility. Always keep the attitude of giving up everything, and choose a moral concept that can contribute to the enterprise, realize self-worth and have correct values.
At present, there are many positions we are recruiting. Welcome friends with strong professional ability and high moral quality to join. We are also recruiting talents in data, finance, technology and other fields.
20 16 is an important year for global financial technology, and China has become the largest financial technology market in the world. Yirendai improves its credit evaluation ability with efficient data analysis ability, and evaluates the borrower's credit status through anti-fraud system.
Regarding the future development direction of pleasant loan, pleasant loan holds an open, cooperative and win-win attitude in the financial technology market. Through cooperation, we strive to share our capabilities in financial product design, marketing, risk control and services, as well as multidimensional data acquisition and data analysis based on machine learning, and also advocate cooperation and exchange with industry partners to realize complementary advantages, thus promoting the progress and realization of the financial technology industry.
Technically, we constantly encourage the combination of technology and business, and strive to make more innovative products and services.
Finally, let's talk about where the financial technology industry will go. As we all know, since last year, the whole financial environment has entered the regulatory year, and regulatory policies have emerged one after another. As a special format, finance needs supervision institutions to help financial enterprises develop more standardized and rationalized.
Science and technology is a very important part in the development of standardization. Only with the help of science and technology can we better fulfill the requirements of various regulations and have a better development space.
In the future, we hope to better embrace supervision and make better use of technology to solve some problems and States that supervision wants us to solve, so as to promote business and industry development.